Cash flow & liquidity - ArkLegacy demo

The Alden family (fictional) · as of Jul 17, 2026 · market close

0 demo actions this session

CASH TODAY

$520k

available now (reconciles to H-CASH)

RESERVE TARGET

$1.0M

18 months of reserves

HEADROOM vs TARGET

-$480k

below policy, building through Q4

PROJECTED IN 12 MO

$466k

cash today plus expected net flows

The family's policy is 18 months of household reserves. Cash sits at $520k against a $1.0M target; the Q2 distribution builds the balance through Q4.

$520,000 of a $1,000,000 target

What if

Toggle an assumption; the windows and calendar below recompute. Assumptions are stated, never hidden.

Accept the Q2 distribution (+$180,000)Assumes the $180k Meridian distribution is confirmed (LA-3) and lands Jul 31. Off models holding it in the company.Pay down the HELOC now (-$120,000)Assumes clearing the $120k line from cash before the Sep 1 reset (LA-5). Saves the 7.6% carry; the line stays open.

NEXT 30 DAYS

+$179k

projected cash $699k

NEXT 90 DAYS

-$11k

projected cash $509k

NEXT 365 DAYS

-$54k

projected cash $466k

Cash calendar

next 12 months · expected

Expected cash inflows and outflows over the next twelve months, with source and status.
Date	Item	Category	Direction	Amount	Status
JUL 31	Q2 shareholder distributionMeridian Fabrication June close (E2), pending confirmation (LA-3)	Distribution	In	+$180,000	VERIFIED
AUG 12	Umbrella liability premium$5M umbrella renewal (E7), +12% year over year	Insurance	Out	-$9,520	VERIFIED
AUG 15	Coastline Private Credit incomeCoastline Capital LP quarterly distribution (PI-COASTLINE)	Income	In	+$9,000	REPORTED
SEP 15	Q3 estimated taxesFederal + state estimates for Marta & Paul (D4)	Taxes	Out	-$96,000	VERIFIED
SEP 15	Evergreen Fund III capital callEvergreen Ventures manager pacing note (PI-EVERGREEN)	Capital call	Out	-$60,000	REPORTED
OCT 1	Plant mortgage debt service (quarter)First Meridian commercial note at 4.9% (L-MTG). Paid by the operating company, tracked for the family.	Debt service	Out	-$34,000	VERIFIED
NOV 30	Company valuation engagement feeCorbett Valuation Group Dec 2026 report (D6)	Commitment	Out	-$18,000	VERIFIED
DEC 15	DAF year-end grant slateAlden Family DAF remaining annual goal (GV-DAF)	Giving	Out	-$25,000	VERIFIED

8 scheduled items · Jul 17, 2026as the demo’s today. Toggle a scenario above to change what is included.

These are expected forward flows, each labeled and sourced - not a historical cash curve, which the demo has no data to draw. Shortfall or headroom is a planning figure to review with the family’s CFO and advisors. Open the decisions that move these numbers → ArkLegacy moves no money.