Household net worth stands at $24,054,000 - $25,034,000 of assets against $980,000 of debt. June statements added $46,000 on the public side.

Liquidity: $520k available now, $3.04M reachable within 30 days. Everything else is retirement-restricted or illiquid.

Concentration is the standing fact of this balance sheet: the 90% Meridian Fabrication stake is 60.4% of gross assets, carried at the December valuation.

Meridian's June close recovered margin - 18.9% EBITDA against 17.5% in May - on $1.42M revenue. Two aerospace POs slipped to Q3; backlog holds at 11.2 weeks.

The HELOC resets from 7.1% to 7.6% on September 1. On the $120k drawn, holding it costs about $600 more a year than it did.

The $5M umbrella renews August 12 at a premium 12% higher than last year.

Halewood Robotics reports 18 months of runway and a possible Q4 bridge round. Reported by the founder - not verified, and the note stays at cost.

Umbrella renewal (LA-1): accept the +12% quote or rebid with two carriers. Paul recommends the rebid; binding either way needs your sign-off before August 5.

HELOC paydown (LA-5): cash holds $520k; clearing the $120k line before the reset saves the 7.6% carry and keeps the line open.

Buy-sell restatement (LA-6): v3 is final and Nora has signed. Your signature closes it - and the October valuation certificate depends on it.

The plant's appraisal is 679 days old - STALE under the freshness rule. Priya is queued to order a new one; it feeds the buy-sell certificate and lending headroom.

Continuity readiness sits at 72% (13 of 18 checks). The three that matter: Marta's 401(k) still names the estate, no password escrow exists, and the financial POA is from 2019.